Bank of India Credit Officer Recruitment 2026 presents a significant career opportunity for experienced banking professionals to join one of India’s leading public sector banks in a Credit Officer role. Bank of India (BOI) has released Advertisement No. 2026-27/01 for 779 posts across three scales – MMGS-II, MMGS-III, and SMGS-IV. Notably, the application window is open from 30 June 2026 to 20 July 2026, and the Preliminary Examination is scheduled for August 2026. Candidates must hold a Bachelor’s Degree with 60% marks and possess a minimum of 3 to 5 years of relevant experience depending on the scale applied for.
Job Overview
| Field | Details |
|---|---|
| Recruitment Board | Bank of India (BOI) |
| Advertisement Number | Advt. No. 2026-27/01 |
| Post Name(s) | Credit Officer (GBO Stream) — MMGS-II, MMGS-III, SMGS-IV |
| Total Vacancies | 779 Posts |
| Job Location | Pan India – as per BOI requirement |
| Salary / Pay Level | Refer official notification for complete pay scale and CTC details |
Vacancy Breakdown
| Post Name | Scale | No. of Posts |
|---|---|---|
| Credit Officer (GBO Stream) | MMGS-II | 677 |
| Credit Officer (GBO Stream) | MMGS-III | 61 |
| Credit Officer (GBO Stream) | SMGS-IV | 41 |
| Total | 779 |
Eligibility Criteria
Age Limit
- Credit Officer MMGS-II: Minimum 25 years, Maximum 32 years as on 01 June 2026.
- Credit Officer MMGS-III: Minimum 28 years, Maximum 38 years as on 01 June 2026.
- Credit Officer SMGS-IV: Minimum 32 years, Maximum 45 years as on 01 June 2026.
- Age Relaxation: Additional category-wise relaxation applicable as per BOI recruitment rules – candidates should consult the official notification for specific details.
Qualification
Credit Officer (GBO Stream) – MMGS-II:
- Must hold a Bachelor’s Degree in any stream with a minimum of 60% marks (55% for SC/ST/OBC/PH candidates) from a recognised university.
- Additionally, must have a minimum of 3 years of relevant work experience in the banking or credit domain.
Credit Officer (GBO Stream) – MMGS-III:
- Must hold a Bachelor’s Degree in any stream with a minimum of 60% marks (55% for SC/ST/OBC/PH candidates) from a recognised university.
- Additionally, must have a minimum of 5 years of relevant work experience in the banking or credit domain.
Credit Officer (GBO Stream) – SMGS-IV:
- Must hold a Bachelor’s Degree in any stream with a minimum of 60% marks (55% for SC/ST/OBC/PH candidates) from a recognised university.
- Additionally, must have a minimum of 3 years of relevant work experience; candidates should refer to the official notification for the complete SMGS-IV eligibility criteria including any additional experience requirements.
Nationality
Candidates must be Indian citizens as per the conditions specified in the official Bank of India Credit Officer Recruitment 2026 notification.
Important Dates
| Event | Date |
|---|---|
| Notification Date | 30 June 2026 |
| Application Start Date | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Fee Payment Deadline | 20 July 2026 |
| Preliminary Exam Date | August 2026 |
| Pre Admit Card | Before Exam |
| Pre Result | Will be updated |
Application Fee
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850/- |
| SC / ST / PH (Differently-Abled) | ₹175/- |
Accepted Payment Modes: Debit Card, Credit Card, Internet Banking, IMPS, Cash Card, Mobile Wallet (all online modes).
Exam Pattern
The detailed examination pattern for Bank of India Credit Officer Recruitment 2026 has not been specified in the source document. Consequently, this section will be updated once BOI releases the complete syllabus and paper structure. Meanwhile, candidates are directed to the official Bank of India website at bankofindia.bank.in for the latest examination scheme. Notably, the selection process involves four stages: Preliminary Examination (August 2026), Mains Examination, Group Exercise, and Interview.
How to Apply Online
- Visit the official Bank of India website at bankofindia.bank.in.
- Find and open the Bank of India Credit Officer Recruitment 2026 (Advt. No. 2026-27/01) notification on the careers/recruitment page.
- Register by creating a new account using a valid email ID and active mobile number.
- Fill in the online application form with accurate personal, educational, experience, and scale-preference details – selecting the correct scale (MMGS-II / MMGS-III / SMGS-IV) as applicable.
- Upload a scanned passport-size photograph and signature in the prescribed format and file size.
- Pay the applicable examination fee – ₹850 (General/OBC/EWS) or ₹175 (SC/ST/PH) – using any accepted online payment mode before 20 July 2026.
- Submit the completed application form and save the acknowledgement slip for future reference during the Mains and Interview stages.
Important Links
| Resource | Link |
|---|---|
| Apply Online | Click Here |
| Official Notification PDF | Click Here |
| Official Website | Click Here |
FAQs
Q1. When does the application window open and close for Bank of India Credit Officer Recruitment 2026?
The online application for Bank of India Credit Officer Recruitment 2026 started on 30 June 2026 and closes on 20 July 2026.
Q2. What is the last date to apply for BOI Credit Officer 2026?
The last date to submit the application form and complete the fee payment is 20 July 2026.
Q3. What is the minimum experience required for Bank of India Credit Officer MMGS-III?
Candidates applying for MMGS-III must have a minimum of 5 years of relevant work experience in addition to a Bachelor’s Degree with 60% marks.
Q4. Is there negative marking in the Bank of India Credit Officer 2026 Preliminary Examination?
The detailed exam pattern has not been released yet; candidates should therefore monitor the official BOI website for the complete marking scheme once published.
Q5. What is the minimum percentage required for SC/ST/OBC/PH candidates in Bank of India Credit Officer Recruitment 2026?
SC/ST/OBC/PH candidates are required to have a minimum of 55% marks in their Bachelor’s Degree, compared to 60% marks required for General/EWS candidates under Bank of India Credit Officer Recruitment 2026.